CommunityWide Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.9 and a net worth ratio of 13.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 11.9 percent of nonperforming loans to core capital contributes to the Fair asset quality (5.0). Fair liquidity 4.5, driven by a liquidity ratio of 34.5 percent and a “hot money” ratio of 28.6 percent.
Asset Mix:
Consumer loans (55%), home mtgs (1%), comm loans (0%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1555 West Western Avenue
South Bend, IN 46619
South Bend, IN 46619
Phone Number
(574) 239-2700
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
South Bend, IN
South Bend, IN
South Bend, IN
South Bend, IN