B
CommunityWide Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CommunityWide Federal Credit Union
South Bend, IN
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Rating B
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 7.10
Stability Index 7.50
Company Info CommunityWide Federal Credit Union
South Bend, IN
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NCUA Charter Number 3285
Phone Number (574) 239-2700
Website www.comwide.com
Asset Quality CommunityWide Federal Credit Union
South Bend, IN
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1-Year Asset Growth 2.09%
5-Year Asset Growth 12.03%
5-Year Charge-Offs to Average Loans 1.38%
Charge-Offs to Average Loans 2.12%
Non-Performing Assets to Assets 2.55%
Non-Performing Loans to Capital 15.04%
Non-Performing Loans to Loans 3.17%
Balance Sheet CommunityWide Federal Credit Union
South Bend, IN
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Total Assets 858.90M
Total Deposits 742.11M
Capital and Reserves CommunityWide Federal Credit Union
South Bend, IN
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Capital 111.01M
Leverage Ratio 13.17
Loan Loss Reserves to Loans 5.44%
Liquidity CommunityWide Federal Credit Union
South Bend, IN
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Hot Money Ratio 27.65%
Liquidity Ratio 32.40%
Profitability CommunityWide Federal Credit Union
South Bend, IN
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5-Year Return on Average Assets 1.14%
Net Income 6.45M
Net Interest Spread 5.21%
Operating Profit to Average Assets 2.54%
Overhead Efficiency Ratio 44.36%
Return on Assets 1.02%
Return on Equity 8.02%