CommunityWide Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.1 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 14.7 percent of nonperforming loans to core capital combined with 14.7 percent from a year earlier contributes to the Fair asset quality (4.6). Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 0.0 has resulted in Fair (4.3) profitability.
Asset Mix:
Consumer loans (66%), home mtgs (1%), other (33%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1555 West Western Avenue
South Bend, IN 46619
South Bend, IN 46619
Phone Number
(574) 239-2700
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
South Bend, IN
South Bend, IN
South Bend, IN
South Bend, IN