West Monroe Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 4.5, driven by a liquidity ratio of 17.7 percent and a “hot money” ratio of 0.0 percent. A current level of 5.6 percent of nonperforming loans to core capital combined with 15.0 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Consumer loans (54%), home mtgs (9%), other (37%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
211 Cypress Street
West Monroe, LA 71291
West Monroe, LA 71291
Phone Number
(318) 387-2896
NCUA Charter Number
Largest Competitors
Bossier City, LA
Baton Rouge, LA
West Monroe, LA
West Monroe, LA
West Monroe, LA