Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Good current capitalization (5.2 on a scale of 0 to 10) based on a net capital to total assets of 7.6 and a net worth ratio of 0.0.
Other Rating Factors:
A current level of 12.6 percent of nonperforming loans to core capital combined with 12.6 percent from a year earlier contributes to the Good asset quality (6.2). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 0.5 has resulted in Good (5.8) profitability.
Asset Mix:
Consumer loans (38%), home mtgs (25%), other (37%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
13120 Pierce Street
Omaha, NE 68144
Omaha, NE 68144
Phone Number
(402) 334-7000
NCUA Charter Number
Website
Largest Competitors
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE