Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Good current capitalization (5.6 on a scale of 0 to 10) based on a net capital to total assets of 8.0 and a net worth ratio of 0.0.
Other Rating Factors:
Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 0.8 has resulted in Good (6.7) profitability. A current level of 13.2 percent of nonperforming loans to core capital combined with 11.9 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix:
Consumer loans (35%), home mtgs (24%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
13120 Pierce Street
Omaha, NE 68144
Omaha, NE 68144
Phone Number
(402) 334-7000
NCUA Charter Number
Website
Largest Competitors
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE