D
I.L.A. Local 1235 Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.54
Leverage
Ratio
12.54
Return On
Assets
0.48%
Total
Assets
7.17M
Capital
899.00K
Total
Deposits
6.29M
Net
Income
26.00K
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Weiss Ratings I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Rating D
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 3.00
Stability Index 4.90
Company Info I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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NCUA Charter Number 3934
Phone Number (973) 344-8660
Website www.ila1235fcu.com
Asset Quality I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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1-Year Asset Growth 4.54%
5-Year Asset Growth -0.55%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.43%
Non-Performing Loans to Loans 0.26%
Balance Sheet I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Total Assets 7.17M
Total Deposits 6.29M
Capital and Reserves I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Capital 899.00K
Leverage Ratio 12.54
Loan Loss Reserves to Loans 0.24%
Liquidity I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 24.31%
Profitability I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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5-Year Return on Average Assets -0.70%
Net Income 26.00K
Net Interest Spread 6.03%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 91.19%
Return on Assets 0.48%
Return on Equity 3.92%