D
I.L.A. Local 1235 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.07
Leverage
Ratio
12.07
Return On
Assets
-0.28%
Total
Assets
7.24M
Capital
874.00K
Total
Deposits
6.34M
Net
Income
-5.00K
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Weiss Ratings I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Rating D
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 0.50
Stability Index 4.90
Company Info I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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NCUA Charter Number 3934
Phone Number (973) 344-8660
Website www.ila1235fcu.com
Asset Quality I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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1-Year Asset Growth 1.36%
5-Year Asset Growth -0.55%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 1.08%
Non-Performing Loans to Capital 8.76%
Non-Performing Loans to Loans 1.70%
Balance Sheet I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Total Assets 7.24M
Total Deposits 6.34M
Capital and Reserves I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Capital 874.00K
Leverage Ratio 12.07
Loan Loss Reserves to Loans 0.35%
Liquidity I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 26.20%
Profitability I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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5-Year Return on Average Assets -0.70%
Net Income -5.00K
Net Interest Spread 6.15%
Operating Profit to Average Assets -0.28%
Overhead Efficiency Ratio 103.67%
Return on Assets -0.28%
Return on Equity -2.28%