D
I.L.A. Local 1235 Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
13.37
Leverage
Ratio
13.37
Return On
Assets
0.62%
Total
Assets
7.15M
Capital
955.00K
Total
Deposits
6.18M
Net
Income
11.00K
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Weiss Ratings I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Rating D
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 2.10
Stability Index 5.10
Company Info I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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NCUA Charter Number 3934
Phone Number (973) 344-8660
Website www.ila1235fcu.com
Asset Quality I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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1-Year Asset Growth -16.33%
5-Year Asset Growth -1.52%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.90%
Non-Performing Loans to Capital 13.95%
Non-Performing Loans to Loans 3.08%
Balance Sheet I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Total Assets 7.15M
Total Deposits 6.18M
Capital and Reserves I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Capital 955.00K
Leverage Ratio 13.37
Loan Loss Reserves to Loans 0.45%
Liquidity I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 39.14%
Profitability I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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5-Year Return on Average Assets -0.70%
Net Income 11.00K
Net Interest Spread 5.62%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 91.18%
Return on Assets 0.62%
Return on Equity 4.63%