D
I.L.A. Local 1235 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
13.65
Leverage
Ratio
13.65
Return On
Assets
-0.15%
Total
Assets
6.86M
Capital
936.00K
Total
Deposits
5.93M
Net
Income
-8.00K
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Weiss Ratings I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Rating D
Asset Quality Index 4.10
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 0.90
Stability Index 5.50
Company Info I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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NCUA Charter Number 3934
Phone Number (973) 344-8660
Website www.ila1235fcu.com
Asset Quality I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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1-Year Asset Growth -4.50%
5-Year Asset Growth -1.52%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 1.97%
Non-Performing Loans to Capital 14.12%
Non-Performing Loans to Loans 3.09%
Balance Sheet I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Total Assets 6.86M
Total Deposits 5.93M
Capital and Reserves I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Capital 936.00K
Leverage Ratio 13.65
Loan Loss Reserves to Loans 0.46%
Liquidity I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 32.09%
Profitability I.L.A. Local 1235 Federal Credit Union
Springfield, NJ 		Click to
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5-Year Return on Average Assets -0.70%
Net Income -8.00K
Net Interest Spread 5.53%
Operating Profit to Average Assets -0.13%
Overhead Efficiency Ratio 99.66%
Return on Assets -0.15%
Return on Equity -1.13%