I.L.A. Local 1235 Federal Credit Union
Major Rating Factors:
A current level of 14.1 percent of nonperforming loans to core capital combined with 14.1 percent from a year earlier contributes to the Fair asset quality (4.1).
Other Rating Factors:
Fair liquidity 4.8, driven by a liquidity ratio of 32.1 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (64%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
327 Milltown Road
Springfield, NJ 07081
Springfield, NJ 07081
Phone Number
(973) 344-8660
NCUA Charter Number
Website
Largest Competitors
Basking Ridge, NJ
Rahway, NJ
Branchburg, NJ
Nutley, NJ
Springfield, NJ