B
Lower East Side People's Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.70
Leverage
Ratio
21.13
Return On
Assets
1.67%
Total
Assets
85.87M
Capital
10.90M
Total
Deposits
62.79M
Net
Income
1.11M
My Lists My Alerts
Weiss Ratings Lower East Side People's Federal Credit Union
New York, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 1.70
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 7.90
Stability Index 7.30
Company Info Lower East Side People's Federal Credit Union
New York, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 4016
Phone Number (212) 529-8197
Website lespeoples.org
Asset Quality Lower East Side People's Federal Credit Union
New York, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -4.19%
5-Year Asset Growth 9.12%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 4.96%
Non-Performing Loans to Capital 36.21%
Non-Performing Loans to Loans 3.60%
Balance Sheet Lower East Side People's Federal Credit Union
New York, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 85.87M
Total Deposits 62.79M
Capital and Reserves Lower East Side People's Federal Credit Union
New York, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 10.90M
Leverage Ratio 21.13
Loan Loss Reserves to Loans 1.57%
Liquidity Lower East Side People's Federal Credit Union
New York, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 28.67%
Profitability Lower East Side People's Federal Credit Union
New York, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.56%
Net Income 1.11M
Net Interest Spread 6.36%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 78.16%
Return on Assets 1.67%
Return on Equity 13.90%