C
Lower East Side People's Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.02
Leverage
Ratio
20.08
Return On
Assets
4.50%
Total
Assets
89.83M
Capital
10.80M
Total
Deposits
67.00M
Net
Income
1.01M
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Weiss Ratings Lower East Side People's Federal Credit Union
New York, NY 		Click to
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Rating C
Asset Quality Index 0.30
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 6.50
Stability Index 7.10
Company Info Lower East Side People's Federal Credit Union
New York, NY 		Click to
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NCUA Charter Number 4016
Phone Number (212) 529-8197
Website lespeoples.org
Asset Quality Lower East Side People's Federal Credit Union
New York, NY 		Click to
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1-Year Asset Growth 2.08%
5-Year Asset Growth 9.12%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 7.01%
Non-Performing Loans to Capital 53.50%
Non-Performing Loans to Loans 9.53%
Balance Sheet Lower East Side People's Federal Credit Union
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Total Assets 89.83M
Total Deposits 67.00M
Capital and Reserves Lower East Side People's Federal Credit Union
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Capital 10.80M
Leverage Ratio 20.08
Loan Loss Reserves to Loans 1.73%
Liquidity Lower East Side People's Federal Credit Union
New York, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 36.94%
Profitability Lower East Side People's Federal Credit Union
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5-Year Return on Average Assets 1.56%
Net Income 1.01M
Net Interest Spread 5.96%
Operating Profit to Average Assets 4.50%
Overhead Efficiency Ratio 55.66%
Return on Assets 4.50%
Return on Equity 39.24%