B
Lower East Side People's Federal Credit Union
Rating Date
May 2024
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Major Rating Factors: Excellent current capitalization (8.8 on a scale of 0 to 10) based on a net capital to total assets of 10.7 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Other Rating Factors: Fair liquidity 3.3, driven by a liquidity ratio of 29.5 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (2.7) profitability.
Asset Mix: Home mtgs (34%), securities (22%), consumer loans (7%), other (37%)
Asset Quality
Non-Performing Loans to Capital
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Non-Performing Loans to Loans
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Hot Money
Corporate Info
Address
37 Avenue B
New York, NY 10009
Phone Number
(212) 529-8197
NCUA Charter Number