Transit Operations Federal Credit Union

Minneapolis, MN

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Transit Operations Federal Credit Union Minneapolis, MN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.50
Capitalization Index	10.00
Liquidity Index	7.10
Profitability Index	1.60
Stability Index	6.10

Company Info	Transit Operations Federal Credit Union Minneapolis, MN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4124
Phone Number	(612) 338-9985
Website	tofcu.org

Asset Quality	Transit Operations Federal Credit Union Minneapolis, MN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.39%
5-Year Asset Growth	-3.16%
5-Year Charge-Offs to Average Loans	0.84%
Charge-Offs to Average Loans	0.56%
Non-Performing Assets to Assets	3.12%
Non-Performing Loans to Capital	11.57%
Non-Performing Loans to Loans	6.29%

Balance Sheet	Transit Operations Federal Credit Union Minneapolis, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.81M
Total Deposits	3.09M

Capital and Reserves	Transit Operations Federal Credit Union Minneapolis, MN	Click to Compare	Click to Compare	Click to Compare
Capital	717.00K
Leverage Ratio	18.81
Loan Loss Reserves to Loans	3.94%

Liquidity	Transit Operations Federal Credit Union Minneapolis, MN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	60.30%

Profitability	Transit Operations Federal Credit Union Minneapolis, MN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.19%
Net Income	1.00K
Net Interest Spread	6.74%
Operating Profit to Average Assets	0.05%
Overhead Efficiency Ratio	110.00%
Return on Assets	0.05%
Return on Equity	0.28%