Transit Operations Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (2.4) profitability. A current level of 15.4 percent of nonperforming loans to core capital contributes to the Good asset quality (6.0).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 18.8 and a net worth ratio of 0.0. Good liquidity 6.9, driven by a liquidity ratio of 55.3 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (36%), other (64%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
725 N Seventh Street
Minneapolis, MN 55411
Minneapolis, MN 55411
Phone Number
(612) 338-9985
NCUA Charter Number
Website
Largest Competitors
Apple Valley, MN
Minneapolis, MN
Minneapolis, MN
Minneapolis, MN
Minneapolis, MN