C
Wakota Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wakota Federal Credit Union
South Saint Paul, MN
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Rating C
Asset Quality Index 6.80
Capitalization Index 6.80
Liquidity Index 4.50
Profitability Index 8.40
Stability Index 4.70
Company Info Wakota Federal Credit Union
South Saint Paul, MN
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NCUA Charter Number 4143
Phone Number (651) 451-3330
Website www.wakotafcu.org
Asset Quality Wakota Federal Credit Union
South Saint Paul, MN
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1-Year Asset Growth 4.57%
5-Year Asset Growth 6.51%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.72%
Non-Performing Loans to Loans 0.61%
Balance Sheet Wakota Federal Credit Union
South Saint Paul, MN
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Total Assets 45.46M
Total Deposits 40.84M
Capital and Reserves Wakota Federal Credit Union
South Saint Paul, MN
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Capital 4.19M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 1.36%
Liquidity Wakota Federal Credit Union
South Saint Paul, MN
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Hot Money Ratio 8.33%
Liquidity Ratio 23.75%
Profitability Wakota Federal Credit Union
South Saint Paul, MN
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5-Year Return on Average Assets 0.73%
Net Income 139.00K
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 73.31%
Return on Assets 1.24%
Return on Equity 13.49%