Wakota Federal Credit Union
Major Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) based on a net capital to total assets of 11.0 and a net worth ratio of 11.0. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.2 has resulted in Excellent (7.9) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10). A current level of 7.6 percent of nonperforming loans to core capital contributes to the Good asset quality (5.5).
Asset Mix:
Consumer loans (46%), securities (3%), home mtgs (3%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1151 Southview Boulevard
South Saint Paul, MN 55075
South Saint Paul, MN 55075
Phone Number
(651) 451-3330
NCUA Charter Number
Website
Largest Competitors
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