Eastpointe Community Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). Very Weak current capitalization (0.6 on a scale of 0 to 10) based on a net capital to total assets of 3.9 and a net worth ratio of 6.1.
Other Rating Factors:
Fair liquidity 3.8, driven by a liquidity ratio of 16.4 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (49%), home mtgs (4%), other (47%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
22544 Gratiot Avenue
Eastpointe, MI 48021
Eastpointe, MI 48021
Phone Number
(586) 775-3160
NCUA Charter Number
Website
Largest Competitors
Caledonia, MI
East Lansing, MI
Dearborn, MI
Auburn Hills, MI
Saint Joseph, MI