Redbrand Credit Union
Major Rating Factors:
A current level of 0.9 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (10.0). Excellent current capitalization (9.0 on a scale of 0 to 10) based on a net capital to total assets of 10.9 and a net worth ratio of 0.0.
Other Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.9 has resulted in Good (6.0) profitability. Good liquidity 5.5, driven by a liquidity ratio of 18.2 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (33%), home mtgs (5%), other (62%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
820 McKinley Avenue
Bartonville, IL 61607
Bartonville, IL 61607
Phone Number
(309) 697-1447
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
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