Redbrand Credit Union
Major Rating Factors:
A current level of 1.5 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (9.5). Excellent current capitalization (8.3 on a scale of 0 to 10) based on a net capital to total assets of 10.4 and a net worth ratio of 10.7.
Other Rating Factors:
Good liquidity 5.6, driven by a liquidity ratio of 21.1 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 1.0 has resulted in Good (5.5) profitability.
Asset Mix:
Consumer loans (33%), home mtgs (5%), other (62%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
820 McKinley Avenue
Bartonville, IL 61607
Bartonville, IL 61607
Phone Number
(309) 697-1447
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
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