A
A A E C Credit Union
Rating Date
May 2024
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.0 and a net worth ratio of 0.0. A current level of 0.3 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (10.0).
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.1 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.4 has resulted in Good (6.5) profitability.
Asset Mix: Home mtgs (25%), consumer loans (15%), other (60%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
1104 South Arlington Heights Road
Arlington Heights, IL 60005
Phone Number
(847) 392-1922
NCUA Charter Number
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