C
Alabama Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alabama Credit Union
Tuscaloosa, AL
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Rating C
Asset Quality Index 6.00
Capitalization Index 3.90
Liquidity Index 2.10
Profitability Index 4.00
Stability Index 3.10
Company Info Alabama Credit Union
Tuscaloosa, AL
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NCUA Charter Number 4360
Phone Number (205) 469-5870
Website www.alabamacu.com
Asset Quality Alabama Credit Union
Tuscaloosa, AL
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1-Year Asset Growth 0.22%
5-Year Asset Growth 15.72%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.61%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 15.23%
Non-Performing Loans to Loans 1.07%
Balance Sheet Alabama Credit Union
Tuscaloosa, AL
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Total Assets 1.98B
Total Deposits 1.73B
Capital and Reserves Alabama Credit Union
Tuscaloosa, AL
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Capital 122.49M
Leverage Ratio 9.61
Loan Loss Reserves to Loans 0.76%
Liquidity Alabama Credit Union
Tuscaloosa, AL
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Hot Money Ratio 20.61%
Liquidity Ratio 9.09%
Profitability Alabama Credit Union
Tuscaloosa, AL
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5-Year Return on Average Assets 0.54%
Net Income 2.65M
Net Interest Spread 2.79%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 74.37%
Return on Assets 0.54%
Return on Equity 8.84%