D
Alabama Credit Union
Rating Date
May 2024
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Major Rating Factors: Fair current capitalization (3.3 on a scale of 0 to 10) based on a net capital to total assets of 5.6 and a net worth ratio of 9.3.
Other Rating Factors: Weak liquidity 2.5, driven by a liquidity ratio of 13.3 percent and a “hot money” ratio of 17.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.1 on a scale of 0 to 10).
Asset Mix: Consumer loans (25%), home mtgs (15%), securities (1%), other (59%)
Asset Quality
Non-Performing Loans to Capital
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Corporate Info
Address
909 Anna Avenue
Tuscaloosa, AL 35401
Phone Number
(205) 469-5870
NCUA Charter Number
Largest Competitors
Weiss Ratings