C
Kone Employees Credit Union
MolineIL
Rating Date
May 2024
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.1 has resulted in Good (5.6) profitability.
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 16.4 and a net worth ratio of 0.0. A current level of 0.7 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (8.8).
Asset Mix: Consumer loans (47%), other (53%)
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Corporate Info
Address
4502 27th Street
Moline, IL 61265
Phone Number
(309) 736-6461
NCUA Charter Number