Cyprus Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.2 has resulted in Weak (2.6) profitability. A current level of 3.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.2).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.2 and a net worth ratio of 12.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (39%), home mtgs (16%), comm loans (12%), other (33%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3876 West Center View Way
West Jordan, UT 84084
West Jordan, UT 84084
Phone Number
(801) 260-7600
NCUA Charter Number
Website
Largest Competitors
Ogden, UT
Sandy, UT
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Provo, UT
West Jordan, UT