Alamo City Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 26.7 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.4). Weak current capitalization (2.8 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 5.2.
Asset Mix:
Consumer loans (48%), home mtgs (17%), other (35%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4801 Northwest Loop 410
San Antonio, TX 78229
San Antonio, TX 78229
Phone Number
(210) 521-2898
NCUA Charter Number
Website
Largest Competitors
San Antonio, TX
San Antonio, TX
San Antonio, TX
San Antonio, TX
San Antonio, TX