B
Chattanooga Federal Employees Credit Union
Rating Date
July 2025
Net Capital
Ratio
16.90
Leverage
Ratio
16.90
Return On
Assets
0.77%
Total
Assets
72.20M
Capital
12.20M
Total
Deposits
59.89M
Net
Income
138.00K
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Weiss Ratings Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 5.20
Stability Index 7.70
Company Info Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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NCUA Charter Number 4760
Phone Number (423) 892-3738
Website www.cfecu.org
Asset Quality Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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1-Year Asset Growth 8.55%
5-Year Asset Growth 7.26%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 0.98%
Non-Performing Loans to Loans 0.30%
Balance Sheet Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Total Assets 72.20M
Total Deposits 59.89M
Capital and Reserves Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Capital 12.20M
Leverage Ratio 16.90
Loan Loss Reserves to Loans 0.50%
Liquidity Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Hot Money Ratio 25.82%
Liquidity Ratio 26.24%
Profitability Chattanooga Federal Employees Credit Union
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5-Year Return on Average Assets 0.84%
Net Income 138.00K
Net Interest Spread 3.36%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 70.96%
Return on Assets 0.77%
Return on Equity 4.55%