B
Chattanooga Federal Employees Credit Union
Rating Date
July 2025
Net Capital
Ratio
16.85
Leverage
Ratio
16.85
Return On
Assets
0.79%
Total
Assets
73.29M
Capital
12.35M
Total
Deposits
60.82M
Net
Income
287.00K
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Weiss Ratings Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 5.80
Stability Index 7.70
Company Info Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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NCUA Charter Number 4760
Phone Number (423) 892-3738
Website www.cfecu.org
Asset Quality Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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1-Year Asset Growth 8.61%
5-Year Asset Growth 7.26%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 5.67%
Non-Performing Loans to Loans 1.75%
Balance Sheet Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Total Assets 73.29M
Total Deposits 60.82M
Capital and Reserves Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Capital 12.35M
Leverage Ratio 16.85
Loan Loss Reserves to Loans 0.55%
Liquidity Chattanooga Federal Employees Credit Union
Chattanooga, TN 		Click to
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Hot Money Ratio 26.55%
Liquidity Ratio 33.79%
Profitability Chattanooga Federal Employees Credit Union
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5-Year Return on Average Assets 0.84%
Net Income 287.00K
Net Interest Spread 3.36%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 70.55%
Return on Assets 0.79%
Return on Equity 4.70%