Chattanooga Federal Employees Credit Union
Weiss Ratings
Chattanooga Federal Employees Credit Union
Chattanooga, TN
Chattanooga, TN
Low
Chattanooga Federal Employees Credit Union
Industry Average
High
Asset Quality Index
10.00
0.00
10.00
Capitalization Index
10.00
0.00
10.00
Liquidity Index
4.50
0.30
9.70
Profitability Index
5.70
0.00
10.00
Stability Index
7.80
0.00
10.00
Asset Quality
Chattanooga Federal Employees Credit Union
Chattanooga, TN
Chattanooga, TN
Low
Chattanooga Federal Employees Credit Union
Industry Average
High
1-Year Asset Growth
-0.24%
< -10.00%
> 0.00%
5-Year Asset Growth
7.72%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.20%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.15%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.24%
0.00%
> 10.00%
Non-Performing Loans to Capital
1.35%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.41%
0.00%
> 10.00%
Balance Sheet
Chattanooga Federal Employees Credit Union
Chattanooga, TN
Chattanooga, TN
Low
Chattanooga Federal Employees Credit Union
Industry Average
High
Total Assets
66.52M
< 66.52M
> 1.00B
Total Deposits
54.75M
< 54.75M
> 841.23M
Capital and Reserves
Chattanooga Federal Employees Credit Union
Chattanooga, TN
Chattanooga, TN
Low
Chattanooga Federal Employees Credit Union
Industry Average
High
Capital
11.69M
< 11.69M
> 90.66M
Leverage Ratio
17.58
0.00
> 30.00
Loan Loss Reserves to Loans
0.51%
0.00%
> 10.00%
Risk-Based Capital Ratio
17.58
< 0.00
> 30.00
Liquidity
Chattanooga Federal Employees Credit Union
Chattanooga, TN
Chattanooga, TN
Low
Chattanooga Federal Employees Credit Union
Industry Average
High
Hot Money Ratio
22.30%
0.00%
> 30.00%
Liquidity Ratio
26.29%
< 10.00%
> 60.00%
Profitability
Chattanooga Federal Employees Credit Union
Chattanooga, TN
Chattanooga, TN
Low
Chattanooga Federal Employees Credit Union
Industry Average
High
5-Year Return on Average Assets
0.91%
< 0.00%
> 10.00%
Net Income
139.00K
< 139.00K
> 1.63M
Net Interest Spread
3.11%
< 0.00%
> 10.00%
Operating Profit to Average Assets
0.86%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
72.80%
< 40.00%
> 170.00%
Return on Assets
0.84%
< 0.00%
> 10.00%
Return on Equity
4.78%
< 0.00%
> 10.00%
