C
Northern Indiana Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.02
Leverage
Ratio
9.02
Return On
Assets
0.30%
Total
Assets
39.63M
Capital
3.57M
Total
Deposits
35.18M
Net
Income
89.00K
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Weiss Ratings Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Rating C
Asset Quality Index 6.50
Capitalization Index 6.60
Liquidity Index 4.00
Profitability Index 3.10
Stability Index 4.00
Company Info Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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NCUA Charter Number 504
Phone Number (219) 942-3377
Website www.nifedcu.org
Asset Quality Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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1-Year Asset Growth -3.24%
5-Year Asset Growth 3.09%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 4.22%
Non-Performing Loans to Loans 0.56%
Balance Sheet Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Total Assets 39.63M
Total Deposits 35.18M
Capital and Reserves Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Capital 3.57M
Leverage Ratio 9.02
Loan Loss Reserves to Loans 0.28%
Liquidity Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 12.14%
Profitability Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 89.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 89.14%
Return on Assets 0.30%
Return on Equity 3.40%