C
Northern Indiana Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.82
Leverage
Ratio
8.82
Return On
Assets
0.08%
Total
Assets
39.86M
Capital
3.52M
Total
Deposits
35.49M
Net
Income
15.00K
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Weiss Ratings Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Rating C
Asset Quality Index 7.70
Capitalization Index 6.40
Liquidity Index 4.10
Profitability Index 0.90
Stability Index 3.90
Company Info Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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NCUA Charter Number 504
Phone Number (219) 942-3377
Website www.nifedcu.org
Asset Quality Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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1-Year Asset Growth 0.26%
5-Year Asset Growth 3.09%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.74%
Non-Performing Loans to Loans 0.49%
Balance Sheet Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Total Assets 39.86M
Total Deposits 35.49M
Capital and Reserves Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Capital 3.52M
Leverage Ratio 8.82
Loan Loss Reserves to Loans 0.33%
Liquidity Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 14.97%
Profitability Northern Indiana Federal Credit Union
Merrillville, IN 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 15.00K
Net Interest Spread 4.47%
Operating Profit to Average Assets 0.54%
Overhead Efficiency Ratio 89.25%
Return on Assets 0.08%
Return on Equity 0.87%