Northern Indiana Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.9) profitability.
Other Rating Factors:
A current level of 3.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.7). Good current capitalization (6.4 on a scale of 0 to 10) based on a net capital to total assets of 8.8 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (44%), home mtgs (15%), securities (2%), other (39%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
8121 Grand Blvd
Merrillville, IN 46410
Merrillville, IN 46410
Phone Number
(219) 942-3377
NCUA Charter Number
Website
Largest Competitors
South Bend, IN
Merrillville, IN
Merrillville, IN
Merrillville, IN
Merrillville, IN