Arapahoe Credit Union
Major Rating Factors:
Fair current capitalization (4.4 on a scale of 0 to 10) based on a net capital to total assets of 6.8 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.1 has resulted in Fair (4.1) profitability.
Other Rating Factors:
A current level of 19.4 percent of nonperforming loans to core capital combined with 28.2 percent from a year earlier contributes to the Good asset quality (5.4). Fair liquidity 4.0, driven by a liquidity ratio of 19.5 percent and a “hot money” ratio of 13.9 percent.
Asset Mix:
Consumer loans (34%), home mtgs (17%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3999 E. Arapahoe Rd
Centennial, CO 80122
Centennial, CO 80122
Phone Number
(303) 740-7063
NCUA Charter Number
Website
Largest Competitors
Colorado Springs, CO
Greenwood Village, CO
Lone Tree, CO
Centennial, CO
Centennial, CO