Arapahoe Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.4 on a scale of 0 to 10). A current level of 30.4 percent of nonperforming loans to core capital combined with 19.4 percent from a year earlier contributes to the Weak asset quality (2.5).
Other Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.1 has resulted in Weak (2.6) profitability. Fair liquidity 3.3, driven by a liquidity ratio of 14.6 percent and a “hot money” ratio of 12.6 percent.
Asset Mix:
Consumer loans (47%), home mtgs (17%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3999 E. Arapahoe Rd
Centennial, CO 80122
Centennial, CO 80122
Phone Number
(303) 740-7063
NCUA Charter Number
Website
Largest Competitors
Colorado Springs, CO
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Lone Tree, CO
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Centennial, CO