Arapahoe Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.1 has resulted in Weak (1.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 20.1 percent of nonperforming loans to core capital contributes to the Fair asset quality (3.7). Fair liquidity 3.8, driven by a liquidity ratio of 25.2 percent and a “hot money” ratio of 14.9 percent.
Asset Mix:
Consumer loans (27%), home mtgs (19%), comm loans (0%), other (54%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3999 E. Arapahoe Rd
Centennial, CO 80122
Centennial, CO 80122
Phone Number
(303) 740-7063
NCUA Charter Number
Website
Largest Competitors
Colorado Springs, CO
Greenwood Village, CO
Lone Tree, CO
Centennial, CO
Centennial, CO