D
Summit Ridge Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Summit Ridge Credit Union
Lee's Summit, MO
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Rating D
Asset Quality Index 4.70
Capitalization Index 6.10
Liquidity Index 5.50
Profitability Index 3.70
Stability Index 1.90
Company Info Summit Ridge Credit Union
Lee's Summit, MO
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NCUA Charter Number 5162
Phone Number (816) 272-6160
Website www.mysrcu.com
Asset Quality Summit Ridge Credit Union
Lee's Summit, MO
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1-Year Asset Growth -10.34%
5-Year Asset Growth 5.76%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 1.30%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 11.61%
Non-Performing Loans to Loans 2.01%
Balance Sheet Summit Ridge Credit Union
Lee's Summit, MO
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Total Assets 19.10M
Total Deposits 17.33M
Capital and Reserves Summit Ridge Credit Union
Lee's Summit, MO
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Capital 1.63M
Leverage Ratio 8.53
Loan Loss Reserves to Loans 0.76%
Liquidity Summit Ridge Credit Union
Lee's Summit, MO
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Hot Money Ratio 12.71%
Liquidity Ratio 32.32%
Profitability Summit Ridge Credit Union
Lee's Summit, MO
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5-Year Return on Average Assets 0.14%
Net Income 17.00K
Net Interest Spread 4.55%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 83.68%
Return on Assets 0.11%
Return on Equity 1.39%