Summit Ridge Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.2 has resulted in Very Weak (0.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.6 on a scale of 0 to 10).
Other Rating Factors:
A current level of 14.5 percent of nonperforming loans to core capital contributes to the Good asset quality (5.5). Good liquidity 6.0, driven by a liquidity ratio of 36.2 percent and a “hot money” ratio of 12.6 percent.
Asset Mix:
Consumer loans (41%), other (59%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3485 NE Ralph Powell Road
Lee's Summit, MO 64064
Lee's Summit, MO 64064
Phone Number
(816) 272-6160
NCUA Charter Number
Website
Largest Competitors
Chesterfield, MO
Saint Louis, MO
Jefferson City, MO
Saint Charles, MO
Lee's Summit, MO