Sioux Valley Community Credit Union
Major Rating Factors:
A current level of 17.3 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.1). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.2 has resulted in Weak (1.7) profitability.
Other Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) based on a net capital to total assets of 10.9 and a net worth ratio of 10.9. Good liquidity 5.2, driven by a liquidity ratio of 40.0 percent and a “hot money” ratio of 10.9 percent.
Asset Mix:
Consumer loans (33%), home mtgs (21%), other (47%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1120 Sixth Street
Sioux City, IA 51101
Sioux City, IA 51101
Phone Number
(712) 277-1440
NCUA Charter Number
Website
Largest Competitors
North Liberty, IA
Waterloo, IA
Dubuque, IA
Sioux City, IA
Sioux City, IA