Major Rating Factors:
A current level of 21.1 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.1, driven by a liquidity ratio of 3.1 percent and a “hot money” ratio of 0.0 percent. Excellent current capitalization (7.9 on a scale of 0 to 10) based on a net capital to total assets of 10.1 and a net worth ratio of 10.1.
Asset Mix:
Consumer loans (91%), other (9%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4833 South 92nd Avenue
Omaha, NE 68127
Omaha, NE 68127
Phone Number
(402) 915-1331
NCUA Charter Number
Largest Competitors
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE