E
Four Points Federal Credit Union
Omaha,  NE
Rating Date
August 2026
Net Capital
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Major Rating Factors:
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.4 on a scale of 0 to 10). Fair liquidity 3.1, driven by a liquidity ratio of 15.8 percent and a “hot money” ratio of 24.7 percent.
Asset Mix: Home mtgs (32%), consumer loans (12%), comm loans (1%), other (55%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Liquidity
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Hot Money
Corporate Info
Address
12240 L St
Omaha, NE 68137
Phone Number
(402) 431-5180
NCUA Charter Number