Major Rating Factors:
Weak current capitalization (1.1 on a scale of 0 to 10) based on a net capital to total assets of 4.5 and a net worth ratio of 10.4.
Other Rating Factors:
Weak liquidity 2.7, driven by a liquidity ratio of 15.3 percent and a “hot money” ratio of 25.8 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (25%), consumer loans (23%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
510 North 127th Street
Omaha, NE 68154
Omaha, NE 68154
Phone Number
(402) 431-5180
NCUA Charter Number
Website
Largest Competitors
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE