B
Dominion Energy Credit Union
Data as of
March 31, 2022
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
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Major Rating Factors: A current level of 0.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0). Excellent current capitalization (7.2 on a scale of 0 to 10) based on a net capital to total assets of 9.2 and a net worth ratio of 10.8.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10). Fair liquidity 4.7, driven by a liquidity ratio of 19.8 percent and a “hot money” ratio of 5.6 percent.
Asset Mix: Consumer loans (24%), home mtgs (18%), other (57%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Address
600 Canal Street
Richmond, VA 23219
Phone Number
(804) 521-2525
NCUA Charter Number
Weiss Ratings