| Weiss Ratings |
1st Choice Credit Union
Atlanta, GA |
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| Rating | ||||
| Asset Quality Index | 0.00 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 2.60 | |||
| Company Info |
1st Choice Credit Union
Atlanta, GA |
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| NCUA Charter Number | 5828 | |||
| Phone Number | (404) 832-5800 | |||
| Website | www.1stchoicecu.org | |||
| Asset Quality |
1st Choice Credit Union
Atlanta, GA |
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| 1-Year Asset Growth | -5.13% | |||
| 5-Year Asset Growth | 10.14% | |||
| 5-Year Charge-Offs to Average Loans | 1.09% | |||
| Charge-Offs to Average Loans | 3.14% | |||
| Non-Performing Assets to Assets | 5.83% | |||
| Non-Performing Loans to Capital | 66.72% | |||
| Non-Performing Loans to Loans | 8.46% | |||
| Balance Sheet |
1st Choice Credit Union
Atlanta, GA |
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| Total Assets | 38.65M | |||
| Total Deposits | 35.72M | |||
| Capital and Reserves |
1st Choice Credit Union
Atlanta, GA |
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| Capital | 3.15M | |||
| Leverage Ratio | 8.54 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
1st Choice Credit Union
Atlanta, GA |
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| Hot Money Ratio | 4.78% | |||
| Liquidity Ratio | 26.78% | |||
| Profitability |
1st Choice Credit Union
Atlanta, GA |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | -149.00K | |||
| Net Interest Spread | 5.91% | |||
| Operating Profit to Average Assets | -0.13% | |||
| Overhead Efficiency Ratio | 102.14% | |||
| Return on Assets | -1.51% | |||
| Return on Equity | -18.01% | |||