| Weiss Ratings |
1st Choice Credit Union
Atlanta, GA |
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| Rating | ||||
| Asset Quality Index | 0.30 | |||
| Capitalization Index | 0.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 0.50 | |||
| Company Info |
1st Choice Credit Union
Atlanta, GA |
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| NCUA Charter Number | 5828 | |||
| Phone Number | (404) 832-5800 | |||
| Website | www.1stchoicecu.org | |||
| Asset Quality |
1st Choice Credit Union
Atlanta, GA |
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| 1-Year Asset Growth | -15.98% | |||
| 5-Year Asset Growth | 5.01% | |||
| 5-Year Charge-Offs to Average Loans | 1.58% | |||
| Charge-Offs to Average Loans | 8.02% | |||
| Non-Performing Assets to Assets | 7.39% | |||
| Non-Performing Loans to Capital | 240.68% | |||
| Non-Performing Loans to Loans | 10.98% | |||
| Balance Sheet |
1st Choice Credit Union
Atlanta, GA |
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| Total Assets | 32.47M | |||
| Total Deposits | 32.36M | |||
| Capital and Reserves |
1st Choice Credit Union
Atlanta, GA |
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| Capital | -126.00K | |||
| Leverage Ratio | -0.07 | |||
| Loan Loss Reserves to Loans | 5.50% | |||
| Liquidity |
1st Choice Credit Union
Atlanta, GA |
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| Hot Money Ratio | 19.92% | |||
| Liquidity Ratio | 37.89% | |||
| Profitability |
1st Choice Credit Union
Atlanta, GA |
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| 5-Year Return on Average Assets | -0.77% | |||
| Net Income | -835.00K | |||
| Net Interest Spread | 5.74% | |||
| Operating Profit to Average Assets | -9.90% | |||
| Overhead Efficiency Ratio | 273.16% | |||
| Return on Assets | -10.33% | |||
| Return on Equity | -- | |||