Major Rating Factors:
A current level of 240.7 percent of nonperforming loans to core capital combined with 69.3 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (42%), home mtgs (9%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
--
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
315 Auburn Avenue, NE
Atlanta, GA 30303
Atlanta, GA 30303
Phone Number
(404) 832-5800
NCUA Charter Number
Website
Largest Competitors
Atlanta, GA
Atlanta, GA
Atlanta, GA
Atlanta, GA
Atlanta, GA