Highway Alliance Credit Union
Major Rating Factors:
Excellent current capitalization (9.4 on a scale of 0 to 10) based on a net capital to total assets of 11.1 and a net worth ratio of 11.1. A current level of 0.4 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (8.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10). Fair liquidity 4.8, driven by a liquidity ratio of 21.7 percent and a “hot money” ratio of 10.5 percent.
Asset Mix:
Consumer loans (45%), home mtgs (8%), other (47%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2010 William Street
Jefferson City, MO 65109
Jefferson City, MO 65109
Phone Number
(573) 632-2848
NCUA Charter Number
Website
Largest Competitors
Jefferson City, MO
Jefferson City, MO
Jefferson City, MO
Jefferson City, MO
Jefferson City, MO