Stationery Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.8 and a net worth ratio of 13.8. A current level of 1.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0).
Other Rating Factors:
Excellent liquidity 7.7, driven by a liquidity ratio of 71.9 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.9 has resulted in Good (6.4) profitability.
Asset Mix:
Consumer loans (29%), other (71%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1402 South 10th Street
Saint Joseph, MO 64503
Saint Joseph, MO 64503
Phone Number
(816) 279-7804
NCUA Charter Number
Largest Competitors
Saint Joseph, MO
Saint Joseph, MO
Saint Joseph, MO
Saint Joseph, MO
Saint Joseph, MO