Belco Community Credit Union
Major Rating Factors:
Fair current capitalization (4.1 on a scale of 0 to 10) based on a net capital to total assets of 6.4 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.6 has resulted in Fair (3.8) profitability.
Other Rating Factors:
A current level of 9.8 percent of nonperforming loans to core capital combined with 13.8 percent from a year earlier contributes to the Good asset quality (6.6). Fair liquidity 3.9, driven by a liquidity ratio of 17.5 percent and a “hot money” ratio of 15.1 percent.
Asset Mix:
Consumer loans (23%), home mtgs (10%), other (67%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
449 Eisenhower Boulevard
Harrisburg, PA 17111
Harrisburg, PA 17111
Phone Number
(717) 232-3526
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
Harrisburg, PA
Harrisburg, PA
Harrisburg, PA
Harrisburg, PA