Brookland Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.7 on a scale of 0 to 10). A current level of 28.5 percent of nonperforming loans to core capital combined with 18.9 percent from a year earlier contributes to the Weak asset quality (2.2).
Other Rating Factors:
Operating profits as a percentage of assets at 6.7%, coupled with a return on assets of 6.7 has resulted in Fair (4.6) profitability. Good liquidity 5.4, driven by a liquidity ratio of 39.7 percent and a “hot money” ratio of 3.1 percent.
Asset Mix:
Consumer loans (48%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
949 Sunset Boulevard
West Columbia, SC 29169
West Columbia, SC 29169
Phone Number
(803) 794-9201
NCUA Charter Number
Website
Largest Competitors
Lancaster, SC
North Charleston, SC
North Augusta, SC
Sumter, SC
Columbia, SC