Brookland Federal Credit Union
Major Rating Factors:
A current level of 10.4 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.8).
Other Rating Factors:
Good liquidity 5.5, driven by a liquidity ratio of 44.4 percent and a “hot money” ratio of 3.1 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Asset Mix:
Consumer loans (54%), other (46%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
949 Sunset Boulevard
West Columbia, SC 29169
West Columbia, SC 29169
Phone Number
(803) 794-9201
NCUA Charter Number
Website
Largest Competitors
Lancaster, SC
North Charleston, SC
North Augusta, SC
Sumter, SC
Columbia, SC