Illiana Financial Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 14.7 and a net worth ratio of 17.3. A current level of 5.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). Fair liquidity 4.5, driven by a liquidity ratio of 21.5 percent and a “hot money” ratio of 9.9 percent.
Asset Mix:
Consumer loans (23%), home mtgs (14%), comm loans (3%), other (60%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1600 Huntington Drive
Calumet City, IL 60409
Calumet City, IL 60409
Phone Number
(708) 891-7800
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
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