Centric Federal Credit Union
Major Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a net capital to total assets of 11.4 and a net worth ratio of 12.9. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 0.9 has resulted in Excellent (9.0) profitability.
Other Rating Factors:
A current level of 7.4 percent of nonperforming loans to core capital combined with 5.9 percent from a year earlier contributes to the Good asset quality (6.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (42%), home mtgs (20%), other (38%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
213 Expo Circle
West Monroe, LA 71292
West Monroe, LA 71292
Phone Number
(318) 340-9656
NCUA Charter Number
Website
Largest Competitors
Bossier City, LA
Baton Rouge, LA
West Monroe, LA
West Monroe, LA
West Monroe, LA