Young Community Federal Credit Union
Major Rating Factors:
Very Weak current capitalization (0.0 on a scale of 0 to 10) and a net worth ratio of 0.0. Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.0 has resulted in Very Weak (0.0) profitability.
Other Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Excellent liquidity 9.0, driven by a liquidity ratio of 100.0 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Cash (100%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
--
Loan Loss Reserves to Loans
--
Charge-Offs to Average Loans
--
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
--
Profitability
Operating Profit to Average Assets
--
Return on Equity
--
Net Interest Spread
--
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2200 Greene Way
Louisville, KY 40220
Louisville, KY 40220
Phone Number
NCUA Charter Number
Largest Competitors
Louisville, KY
Louisville, KY
Louisville, KY
Louisville, KY
Louisville, KY