Young Community Federal Credit Union
Major Rating Factors:
Weak current capitalization (1.4 on a scale of 0 to 10) based on a net capital to total assets of 4.6 and a net worth ratio of 4.6.
Other Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9). Excellent liquidity 7.8, driven by a liquidity ratio of 103.0 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (27%), other (73%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2200 Greene Way
Louisville, KY 40220
Louisville, KY 40220
Phone Number
(502) 208-6610
NCUA Charter Number
Largest Competitors
Louisville, KY
Louisville, KY
Louisville, KY
Louisville, KY
Louisville, KY