Major Rating Factors:
                             A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10). 
                        
					
							Other Rating Factors:
							 Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.3 and a net worth ratio of 0.0. A current level of 1.4 percent of nonperforming loans to core capital  contributes to the Excellent asset quality (10.0).                         
						
					
							Asset Mix:
							Consumer loans (28%), other (72%)
						
					Asset Quality
                        Non-Performing Loans to Capital
                            
                        Non-Performing Assets to Assets
                            
                        Non-Performing Loans to Loans
                            
                        Loan Loss Reserves to Loans
                            
                        Charge-Offs to Average Loans
                            
                        5-Year Charge-Offs to Average Loans
                            
                        5-Year Asset Growth
                            
                        1-Year Asset Growth
                            
                        Profitability
                        Operating Profit to Average Assets
                            
                        Return on Equity
                            
                        Net Interest Spread
                            
                        5-Year ROAA (Return on Average Assets)
                            
                        Overhead Efficiency Ratio
                            
                        Corporate Info
						Address
							
								1419 West Roosevelt Road 
Broadview, IL 60155
						Broadview, IL 60155
Phone Number
							(708) 345-3231
						NCUA Charter Number
							
						Website
							
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