Major Rating Factors: Strong capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (8.3). Excellent overall results on stability tests (7.7).
Other Rating Factors: Good overall profitability index (6.1). Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Comp med (67.2%), Medicare (30.5%), FEHB (2.3%)
Licensed in: FL
Principal Enrollment Breakdown: HMO (100.0%)