Major Rating Factors: Fair overall results on stability tests (4.5 on a scale of 0 to 10) based on a significant 19% decrease in enrollment during the period. Good quality investment portfolio (5.9). Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong capitalization index (8.0) based on excellent current risk-adjusted capital (severe loss scenario). Weak profitability index (2.1).
Principal Lines of Business: Comp med (100.0%)
Licensed in: IN
Principal Enrollment Breakdown: HMO (100.0%)