C
Cigna HlthCr of St Louis Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Fair quality investment portfolio (3.3 on a scale of 0 to 10). Weak profitability index (1.9) due to a decline in earnings during 2023. Average return on equity over the last five years has been poor at -12.1%. Good overall results on stability tests (5.6). Rating is significantly influenced by the acceptable financial results of The Cigna Group.
Other Rating Factors: Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: IL, KS, MO
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
811
Provider Compensation ($000)
Capitation Pay
481
Fee For Service
Contractual Pay
Salary
0
Bonus
203
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
CI
Company Address
900 Cottage Grove Road
Bloomfield, CT 06002
Phone Number
(860) 226-6000
NAIC Number
95635
Largest Affiliates
U
Bloomfield, CT - Health
C
Bloomfield, CT - Health
E
Bloomfield, CT - Health
D
Scottsdale, AZ - Health
C
Bloomfield, CT - Health