Major Rating Factors: Strong capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Excellent overall results on stability tests (8.0). Excellent liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good overall profitability index (6.2). Good quality investment portfolio (4.9).
Principal Lines of Business: Comp med (87.3%), Medicare (12.3%), other (0.4%)
Licensed in: LA
Principal Enrollment Breakdown: POS (83.6%), other (10.4%), HMO (6.1%)