Major Rating Factors: Strong capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Excellent overall results on stability tests (8.5). Excellent liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good overall profitability index (6.1). Good quality investment portfolio (5.1).
Principal Lines of Business: Comp med (86.7%), Medicare (12.9%), other (0.5%)
Licensed in: LA
Principal Enrollment Breakdown: POS (83.6%), other (10.9%), HMO (5.5%)